Frequently Asked Questions about Whole Life Insurance |
Questions about Applying |
How do I Get a Quote?
To get a quote, simply click on the first
link on ther right or call 1-866-582-0003.
How long
until I get my quote?
You will receive a phone call within one business day. We will provide
your personal Whole Life Insurance quote, a Whole Life Insurance application,
as well as more information so you can understand the insurance coverage
you are buying.
What can I expect from Whole Life
Insurance Planners?
Simply put...honesty, integrity, and appreciation. Whole Life Insurance
quotes can be difficult to read and understand.
We try our best to provide you with as much information in a format
that is easy to understand at your own pace. We provide as much Whole
Life Insurance information as possible. Take your time to understand
what you are purchasing, and don't make the mistake of simply shopping
rates!
We do not stray from our process, quite simply, because it works.
We have a staff available to receive your calls from 8:30 –
4:30 pm EST
Why should I use Whole Life Insurance Planners?
Most of our online competitors are lead generating services for insurance
agents. In contrast, we are Whole Life Insurance agents who handle
your case from beginning to end. Your information is not being sold
to any insurance agents, or other companies. We are here to sell you
Whole Life Insurance and we are here to service you until you need
your coverage. Whole Life Insurance is our product of choice, and
by specializing in this one area, we have become quite good at what
we do. We aim to do one thing, and do it better than anybody else.
Does Applying
Lock Me In?
No, you are not bound to the coverage until you make your first payment
on an issued Whole Life Insurance policy. This makes us prove to you
that we can issue the coverage we quoted
you. If we can't do what we say we can, then you don't have to take
the policy.
Do I Send in a Check?
Yes. All of the companies we represent require either a one or two
month premium. If you decide not to take the policy or you are declined,
all money collected is refunded directly back to you. All conditions
as outlined in the conditional receipt must be met or there is no
liability on the part of the Whole Life Insurance company.
Can I apply with other Whole Life Insurance companies besides
you at the same time?
No, if we find out there is a concurrent application with another
company we will stop underwriting the application, and cease communication.
This is a huge waste of our time and money. |
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Questions about Underwriting |
| How long does the underwriting process take?
Our average underwriting time is currently 30-45 days. We have issued
policies within a couple weeks when people complete their tasks
quickly, and have had applications go as long as three months because
of a lack of cooperation.
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